Yeah I figure you will be hurting bad. Especially when you have to replace that brand new truck with a like one. The insurance company is going to try to get rid of you on blue book less 25-50% if they can.
A replacement truck will be hard to find and certainly not at blue book prices plus your aggravation, plus your hurt, plus your time off work, plus the damage not only to you not working but since you own the business it also damages your business if you cannot work.
I would go ahead and put the lawyer you have on retainer on it....
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